Investing encompasses several complementary concepts beyond asset allocation:

• Sending money that you don’t need today into the future so that you can enhance future spending;
• Forgoing current consumption in the hopes that you will have more resources for future gifts and bequests;
• A prudent exchange of risks

What risks must be faced on the path from current resources to future goals?  What risks can be mitigated, or managed?  WealthCaster provides the insight required to address these issues.